A track record of success
CAP Services created Community Assets for People, LLC (CAfP) as its lending arm in 1991 in recognition that improved access to personal and business capital could address economic distress in the region. Revolving loan funds were created to support business creation and growth, offer auto and home ownership opportunities. CAfP provides business loans, home mortgage loans and consumer loans in six central Wisconsin counties: Marquette, Portage, Outagamie, Waupaca, Waushara and Wood.
CAfP maintains certification as a Community Development Financial Institution (CDFI) by the U.S. Treasury and has received capital investments from the CDFI Fund. The portfolio is further capitalized by loan fund investments from the USDA and other private sources. U.S. Department of Agriculture-funded capital helps meet borrower needs in rural Central Wisconsin.
To better serve borrowers in more urban markets, CAP Services, Inc. successfully qualified as a Small Business Administration (SBA) Microlender in 2013.
Make an investment in the future of your community!
Community investing, a subset of socially responsible investing, allows for investment directly into community based organizations. Community investing institutions, like Community Assets for People (CAfP), LLC, use investor capital to finance loans to individuals and organizations that have historically been denied full access to capital by traditional financial institutions. These loans are used for housing, small business creation, (and sometimes education or personal development in the U.S.), or are made available to local financial institutions abroad to finance international community development. The community investing institution, as is the case with CAfP, typically provides training and other types of support and expertise to ensure the success of the loan and its returns for investors.
Community investing grew almost 5% from 2012 to 2014. Assets held and invested locally by community development financial institutions (CDFIs) based in the US totaled $64.3 billion at the start of 2014, up from $61.4 billion in 2012 as more and more look for a double (return and social impact) or triple (return, social impact and environmental impact) bottom line.
CAP Services, Inc. and CAfP, its wholly-owned Community Development Financial Institution (CDFI) has earned the trust of numerous loan fund investors.
Making a difference one client at a time.
For additional information contact:
VP Business Development